🎯 The Ultimate Retirement Readiness Checklist: Are You TRULY Prepared?
Most people think they’re ready for retirement. But let’s be honest – how many of these crucial boxes can you check?
💰 Retirement Contributions:
Are you consistently building your retirement nest egg?
Missing out on employer matching? That’s leaving FREE money on the table!
🏦 Debt Strategy:
Still carrying high-interest debt into retirement?
Is your credit card debt holding you hostage?
What’s your mortgage game plan for retirement?
(Pro tip: Entering retirement debt-free can reduce your required income by 20-40%!)
📊 Income Strategy:
Have you mapped out your retirement withdrawal strategy?
Considered the tax implications of different withdrawal sequences?
Planning to work part-time? How will this affect your benefits?
💵 Budgeting & Planning:
Can you list your expected retirement expenses?
Have you factored in the silent wealth killer – INFLATION?
Does your current budget align with your retirement goals?
🔄 Tax Optimization:
Are you maximizing tax-advantaged accounts?
Do you have a strategy to minimize retirement tax burden?
Understanding the power of tax diversification?
🛡️ Protection Planning:
Is your family protected if something happens to you?
Could you maintain your lifestyle if unable to work?
Have you stress-tested your retirement plan?
⚠️ If you answered “no” or “unsure” to ANY of these questions, your retirement plan might have critical gaps.
Don’t let uncertainty define your retirement. Let’s create your personalized roadmap to financial freedom.
🔗 Go to Shateka.com to schedule your compatibility call or join our VIP community to learn more.
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