Author: Shateka Husser

Most retirement decisions can be revisited. This one is different. When a pension plan offers you a choice between one large lump sum and a

As retirement gets closer, the old life insurance rule of thumb, “10 times your salary,” quietly stops making sense. There won’t be a salary to

Two people retire at 65, each with $750,000. They own the same investments, take the same withdrawals and, over five years, earn the exact same

“Should I get term or whole life?” is one of the first questions people ask us. Online, it sounds like a fight: one side says

For most of your working life, your paycheck simply showed up. In retirement, you decide when income starts, and many of those choices cannot be

We have sat across the table from many families. The hardest conversations rarely start with “we had no plan.” They usually start with something someone

Most workers expect to retire at 65. But in the Employee Benefit Research Institute’s 2026 Retirement Confidence Survey, the median retiree said they stopped working

Many people believe their will decides who receives everything they own. For some of your largest assets, it doesn’t. Your 401(k), IRA, TSP, life insurance

By Shateka Husser Financial SolutionsResearch reviewed: October 21, 2026 A five-year funding schedule can be appealing when you want to establish life insurance protection during

Most retirement plans account for income, taxes and health insurance. Far fewer plan for help with everyday living: bathing, dressing, eating, or supervision after a