Term / Term-Life Insurance

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Term-life insurance can be an essential part of your financial plan to protect your loved ones from unforeseen events that could occur at any time.  Most people overlook life insurance until they have a family.  Shateka Husser Financial Services, offers the lowest term life insurance and works with clients to help them understand the importance of this protection.

Term-life insurance provides coverage for your loved ones in case of your untimely death during the policy term, which ranges from 5 to 30 years, or more. It ensures that they will be taken care of financially even after you are gone. The term can be renewed or extended if needed. 

Some carriers offer you a return on premium after so many years, if you are like 98% of people who outlive this policy’s temporary coverage. There are also carrier who offer an upgrade to permanent coverage when it is more affordable for you. 

We are term-life friendly with the most affordable policies.  Our insurance agents have the knowledge to help you select the ideal coverage for your family according to your unique financial situation.

If you are looking for term-life insurance experts who can help guide your family through this process, please reach out to us for a competitive quote.  We also help you determine how much you need if you are unsure.