If you do not plan your finances in advance and fail to protect your loved ones from the vagaries of life, the journey called life can become a living hell. It is therefore of utmost importance to keep your money invested in the right avenues so that it not only provides you with a security net but also acts as an effective savings tool.
This is exactly where life insurance comes in as a perfect fit for your needs of security and savings. Life insurance products if weaved into one’s asset allocation strategy, based on the risk appetite of the customer, can act as an effective method of enhancing one’s wealth.
Life insurance is mainly considered as a saving instrument rather than an investment avenue as it promotes compulsory savings besides protecting the family of the policyholder in the event of unforeseen happening. It is the only saving instrument, which covers the life risk.
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