If your employer offers a 401(k) account, you can make contributions to the plan with pre-tax dollars. Your investments grow on a tax-deferred basis, meaning

When we are extremely busy, the idea of unlimited free time is tempting. So, when people finally reach retirement and do not wake up to

Level 1: You have an Emergency Fund The first level of financial independence is getting out of the hamster wheel of living paycheck to paycheck.

Having a larger retirement income is great; having a larger tax-free retirement income is even better. Here are six ways you may be able to

We know that it’s important to protect our retirement savings from market corrections and inflation, but what about cyber criminals? Retirement account fraud is becoming

An annuity is a contract between you and an insurance company, whereby you give the insurer your premium dollars, and in return, the insurer guarantees

The popularity of fixed annuities has grown quite a bit recently, and it isn’t hard to figure out why. Tax deferral and guaranteed rates are

A recent study from the Secure Retirement Institute (SRI) has shown that consumers who are more educated about annuity products seem to have stronger feelings

If you decide that you have indeed suffered enough of the market’s mood swings, you may want to research fixed indexed annuities as a potential

 As you learn about annuities, you may come across some common annuity myths. We value transparency, and we’re prepared to clarify the facts. Let’s take

When is the best time and what is the best age to buy an annuity? That depends on your individual circumstances and preferences. It also

When is the best time and what is the best age to buy an annuity? That depends on your individual circumstances and preferences. It also

The Black Business Expo is happening again and we’ve been invited to return to speak. Tune in today or catch the replay if wisdom in

Use the following tips as you navigate through retirement alone. 1. Structure Your Finances If you have a strong handle on money matters, it can

Annuities are tax-deferred, which means you don’t pay taxes on the money while it’s in the annuity. Like a 401(k) or IRA, you only pay